Car insurance made for Queenslanders

Save like only members can with RACQ Member Benefits

Things to note

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

RACQ Bank subscribes to the Customer Owned Banking Code of Practice which establishes higher standards than the law requires. The Code reflects modern consumer expectations and developments in approaches to issues such as consumer vulnerability, guarantors, and supporting customers through financial hardship. Please read our Customer Owned Banking Code of Practice page for more information.

Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

Specific terms and conditions, limits (including sub-limits) and exclusions apply to each of our policies and the different benefits. Please read the RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement and SPDS (where applicable) for full details and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.

The information in this page is general advice only and does not take into account your objectives, financial situation or needs. So you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement and consider it before making a decision about whether to acquire RACQ Travel Insurance.

RACQ Travel Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548 and distributed by RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) as an Authorised Representative of Tokio Marine & Nichido.

Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice. 

Clicking links to access discounts and benefits may take you to a third-party site, which will be subject to the terms of use and conditions of the third party separate to RACQ. By providing information via that third-party site, you will be providing information directly to that third party. We recommend that you read the privacy statement of the third-party site if you are clicking through or redirected.

^Based on RACQ data as at 13 May 2025, over 350,000 Queenslanders held Household Insurance policies with either Home cover, Contents cover, or Home and Contents cover.

^~The online discount will be applied and deducted on the total annual premium amount payable on your new policy. Excludes pay later option and any policy renewals. Discount amounts may be pro-rated for cover of less than 12 months.

^#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.

+Limits (including sub-limits), conditions and exclusions apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Please read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.

++Terms and conditions apply to all offers and booking fees may apply – visit travel.racq.com.au. View the individual offer for full details. Login with your My RACQ account details to view whether member prices available. Offer is subject to availability and may be withdrawn or changed at any time without notice. Members Travel Group Pty Ltd trading as RACQ Travel (ABN 45 144 538 803) A11470. 

*Terms and conditions apply. Visit racq.com/movies for details. Retail partners, offers and discounts may change at any time without notice. eVoucher must be purchased through RACQ Member Benefits. Advertised saving is the discount off the box office price at the time of purchase.

^~~Retail partners, offers and discounts may change at any time without notice. Visit racq.com/benefits for the conditions, limits and exclusions for each offer.