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Things to note

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

RACQ Bank subscribes to the Customer Owned Banking Code of Practice which establishes higher standards than the law requires. The Code reflects modern consumer expectations and developments in approaches to issues such as consumer vulnerability, guarantors, and supporting customers through financial hardship. Please read our Customer Owned Banking Code of Practice page for more information.

Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI>) and arranged by RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO)). Conditions, limits and exclusions apply.

Any advice provided by RDS and RACQO is general advice only and does not take into account your personal objectives, financial situation or needs and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) before making a purchase decision on the product. You can also access our Target Market Determinations on this website.

RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.

Specific terms and conditions, limits (including sub-limits) and exclusions apply to each of our policies and the different benefits. Please read the RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement and SPDS (where applicable) for full details and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.

The information in this page is general advice only and does not take into account your objectives, financial situation or needs. So you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement and consider it before making a decision about whether to acquire RACQ Travel Insurance.

RACQ Travel Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548 and distributed by RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) as an Authorised Representative of Tokio Marine & Nichido.

Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

Clicking links to access discounts and benefits may take you to a third-party site, which will be subject to the terms of use and conditions of the third party separate to RACQ. By providing information via that third-party site, you will be providing information directly to that third party. We recommend that you read the privacy statement of the third-party site if you are clicking through or redirected.

^Based on RACQ data as at 5 August 2025, over 350,000 Queenslanders held Household Insurance policies with either Home cover, Contents cover, or Home and Contents cover.

^~The online discount will be applied and deducted on the total annual premium amount payable on your new policy. Excludes pay later option and any policy renewals. Discount amounts may be pro-rated for cover of less than 12 months.

^#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.

^^Limits (including sub-limits), conditions and exclusions apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Please read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.

++Terms and conditions apply to all offers and booking fees may apply – visit travel.racq.com.au. View the individual offer for full details. Login with your My RACQ account details to view whether member prices available. Offer is subject to availability and may be withdrawn or changed at any time without notice. Members Travel Group Pty Ltd trading as RACQ Travel (ABN 45 144 538 803) A11470.

^##Offer is subject to change/withdrawal without notice.

^~~Retail partners, offers and discounts may change at any time without notice. Visit racq.com/benefits for the conditions, limits and exclusions for each offer.   

*Offer is a 18% discount off the base rate for bookings made between 1 March 2026 and 30 April 2026 for travel in Australia and New Zealand with vehicle pick up between 1 March 2026 and 31 May 2026 unless sold out. Offer cannot be used in conjunction with any other promotion, special offer, or coupon. Offer not available on pre-paid (pay now) rental rates. Minimum one-day rental required. Minimum renter age without surcharge is 25 years. Free additional driver, child safety seats, and Young Renter Fee waivers are only available in Australia and New Zealand; and child safety seats are subject to availability. All offers are subject to vehicle availability and only available at participating locations. Offer subject to change/withdrawal without notice. Visit www.thrifty.com.au/aaa-members for more details.  View Privacy Policy for Thrifty.

**Competition terms and conditions apply. Visit racq.com/woolworths for the conditions, limits and exclusions for each offer and competition terms and conditions. Competition closes on 30 April 2026.

¹In-store chip repairs are $80 for RACQ members and non-members. Mobile chip repairs are available at an extra fee. All prices are inclusive of GST. Offer is available until further notice, subject to change without notice and may be withdrawn at any time. No further discounts apply.

²Member discount is off the recommended retail price. Offer is available until further notice, subject to change without notice and may be withdrawn at any time.