RACQ helps you and Queensland get ahead
When you see all the ways RACQ is making a positive difference, you know that together we’re a force for good.
Save like only members can with RACQ Member Benefits~~
Our products and services
Things to note
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
RACQ Bank subscribes to the Customer Owned Banking Code of Practice which establishes higher standards than the law requires. The Code reflects modern consumer expectations and developments in approaches to issues such as consumer vulnerability, guarantors, and supporting customers through financial hardship. Please read our Customer Owned Banking Code of Practice page for more information.
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO)). Conditions, limits and exclusions apply.
Any advice provided by RDS and RACQO is general advice only and does not take into account your personal objectives, financial situation or needs and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) before making a purchase decision on the product. You can also access our Target Market Determinations on this website.
RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
Clicking links to access discounts and benefits may take you to a third-party site, which will be subject to the terms of use and conditions of the third party separate to RACQ. By providing information via that third-party site, you will be providing information directly to that third party. We recommend that you read the privacy statement of the third-party site if you are clicking through or redirected.
^Based on RACQ data as at 12 April 2026, over 350,000 Queenslanders held Household Insurance policies with either Home cover, Contents cover, or Home and Contents cover.
~The online discount applies to the total annual premium for new policies only. It excludes pay later options and policy renewals. To obtain the discount, you need to get a quote online and purchase the policy online. Any applicable discounts may be subject to minimum premiums and will only apply once a minimum premium is reached. The online discount will be removed if you change the insured vehicle, home and/or contents address, or pet on your policy during the policy period. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. The online discount for pet insurance is limited to a maximum of 4 pets/$200 discount.
#Conditions apply. Offer available at participating Caltex service stations. Limit applies per member per day. Visit racq.com/caltex for details.
RACQ Operations Pty Ltd (ABN 80 009 663 414, AR No. 234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803, AR No.432492) (RACQ) are authorised representatives of the RACQ Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACQ Travel Insurance as the managing agent on behalf of Tokio Marine. Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available at racq.com or on request from RACQ.
##Offer is subject to change/withdrawal without notice.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice. Offers are for personal use only and cannot be used for commercial purposes or for financial gain. RACQ and the offer providers may refuse access to the offer if misuse is identified or reasonably suspected.
+Offer provides a discount of up to 25% off the base rental rate (time and kilometres only) for bookings made between 29 September 2026 and 5 November 2026 for travel between 6 October 2026 and 28 February 2027, unless sold out. Discount is incorporated into the quoted rental price and does not apply to fees, taxes, compulsory charges, optional extras, or ancillary products. For vehicle collections in Australia and New Zealand between 1 October to 5 October 2026 and 15 December 2026 to 2 January 2027, a standard discount of 15% applies. A discount of 15% applies to international rentals (excluding New Zealand). Offer is subject to vehicle availability and is valid at participating Europcar locations across Australia and New Zealand, excluding the selected Western Australian franchise locations of Bunbury, Busselton Airport, Busselton City, Exmouth City, Exmouth- Learmonth Airport, Geraldton Airport, Geraldton City, Kalgoorlie, Kalgoorlie Airport, Karratha Airport, Karratha City, Newman, Newman Airport, Onslow, Perth Osborne Park, Paraburdoo, Perth Fremantle, Port Headland Airport, Port Hedland City, Welshpool. Members must provide their Membership Number at the time of booking and book via approved RACQ or Europcar booking channels to obtain the discount. An online reservation restriction of at least four hours prior to vehicle collection applies. Extra charges may apply for additional products and services, one-way rentals, late returns, refuelling, tolls, infringements, excess kilometres, or other applicable fees. Standard passenger vehicle and prestige vehicle kilometre allowances apply. Europcar standard age, driver and credit card requirements apply. If loss, theft, damage to the vehicle, or third-party loss occurs, liability charges may apply in accordance with the Rental Terms and Conditions. Cancellations must be made at least 48 hours prior to the rental start time. By participating in this offer, members consent to Europcar sharing membership information with RACQ in accordance with the Europcar Privacy Policy. All rentals are subject to Europcar's Rental Terms and Conditions. For full terms and conditions and participating locations, visit europcar.com.au. View the Europcar Privacy Policy for further information.
*Starts 9:00 AM AEST 06/10/26. Ends 9:00 AM AEST 20/10/26. Open to AUST residents who fulfil the entry/eligibility requirements. Enter online for your chance to win, prize draw 9:30 AM AEST 20/10/26. Winner notified via email and published at caravanrvcamping.com.au no later than 22/10/26. Promoter is Follow White Rabbits Pty Ltd. ABN 13 160 014 497. 194 Varsity Parade Varsity Lakes QLD 4227. Authorised under ACT Permit No. TP 26/02144. View full Terms & Conditions here.
**QLD 16+ only. Terms and conditions apply. Read the “EV Giveaway Competition” T&Cs for full details. Competition ends 31 October 2026.
1$60 in-store chip repair offer is valid for RACQ members only at RACQ Auto Glass stores. In-store chip repairs are $80 for RACQ members and $105 for non-members at other RACQ contractor locations. Mobile chip repairs are available at an extra fee. All prices are inclusive of GST. Offer is available until 17 October 2026, subject to change without notice and may be withdrawn at any time. No further discounts apply.